Apple Pay: List of Participating Cards, Banks and Merchants [Revised]

Apple Pay was introduced in Singapore back in April 2016 solely with American Express. About a month later, in May 2016, Apple introduced Apple Pay with 3 major credit and debit cards, American Express, MasterCard and Visa. 

MasterCard Logo has been updated since last post in April/May

Also, major banks in Singapore, such as DBS, POSB, OCBC Bank, UOB, Standard Chartered and HSBC (joined on 1st Dec) has join in the bandwagon to offer Apple Pay to its Singapore users.


However, after 5-6 months, Citibank has not yet joined to offer Apple Pay in Singapore although it has offered in the United States (US). 

Citibank has not yet joined to offer Apple Pay in Singapore

Singapore was one of the first few markets to introduce Apple Pay as the infrastructure of contactless payments were already in place almost islandwide and retailers have to do less in welcoming Apple Pay on board. 

Although it may seem only a few merchants/stores accepts Apple Pay on Apple’s website, but it is actually widely available as these merchants are most likely included to show that they accept American Express as well. 

So far as of today, retail stores that were not featured in using Apple Pay on the website can accept Apple Pay as long as they have the contactless payments machine available. One renowned store/brand is McDonald’s. Although it is not in the list, but consumers can still use Apple Pay at these stores via MasterCard or Visa. 


Categorised list of Merchants and Retail Stores


  • 7-ELEVEN (7-11)
  • Cold Storage
  • FairPrice 
  • FairPrice Finest
  • FairPrice Xtra
  • Giant
  • Jasons
  • Market Place
  • Sheng Siong


  • Ajisen Ramen **
  • Bee Cheng Hiang **
  • Bengawan Solo **
  • BreadTalk
  • Burger King **
  • Carl’s Jr. **
  • Cedele **
  • Cocoichibanya **
  • Crystal Jade Kitchen **
  • Da Paolo
  • Dunkin’ Donuts **
  • The Coffee Bean & Tea Leaves
  • Din Tai Fung 
  • Famous Amos **
  • Food Republic
  • Gong Cha **
  • Han’s Cafe & Cake House **
  • Hanis Cafe & Bakery **
  • McDonald’s **
  • Pastamania
  • Pizza Hut **
  • Saizeriya **
  • Siam Kitchen **
  • Starbucks
  • Subway **
  • Sushi Express **
  • Swensen’s **
  • SwissBake
  • Toast Box
  • Twelve Cupcakes **


  • Cotton:On
  • G2000


  • Muji **
  • OG ** 


  • Popular Bookstores ** (Use with Caution; Not Accepted in Selected Stores)
  • Typo


  • Cathay Cineplexes **
  • Golden Village **
  • Shaw Theatres

Kids / Children / Toys:

  • Kiddy Palace **

Mobile Communications / Electronics / Technology:

  • Best Denki
  • Challenger
  • EpiCentre **
  • iStudio
  • M1
  • box **
  • StarHub


  • Guardian
  • Watsons **


  • SPC

** Non-Apple Pay Featured Merchants = Contactless Terminals present with successful transactions made with Apple Pay.

If you had used Apple Pay with merchants or retail stores not in the list, do let us know in the comments. 


Users can also now make payments in these shopping/purchasing apps via Apple Pay which is a faster payment system and there is no need to re-enter credit or debit cards details as these were already saved in the Wallet app. 

It works similarly the same with the ‘normal’ Apple Pay, just that all you need is to scan your fingerprint when Touch ID icon appears when checking out or placing an order.

Side Note: The Apple Store app uses Apple Pay as well to purchase new Apple products and accessories securely via the Touch ID. 

In order to attract more users in using Apple Pay, banks has introduced promotions, such as cash-back and deals to help boost the usage of Apple Pay.

Here are some of the banks’ promotions:






Source: Apple Pay (SG)

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